Effective Date: 8 February 2026
Last Updated: 8 February 2026

These Terms & Conditions (“Terms”, “Agreement”) are a legal agreement between you (“you”, “User”) and BilalMD.com (“BilalMD”, “we”, “us”, “our”) governing your access to and use of bilalmd.com and related pages, calculators, tools, content, and features (collectively, the “Services”).

By accessing or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

1) Acceptance of Terms

You must read these Terms carefully. By using the Services, you acknowledge and agree to be bound by these Terms, and any related policies linked on the website (including Privacy Policy and Disclaimer/Health Disclaimer).

2) Changes to Terms

We may update these Terms from time to time. Any updates will be posted on this page with a revised “Last Updated” date. Your continued use after updates means you accept the revised Terms.

3) Medical / Educational Disclaimer

BilalMD is an educational platform. The Services are not medical advice and are not intended to diagnose, treat, cure, prevent, or manage any condition.

  • Always consult a licensed physician or qualified healthcare professional before making health decisions.
  • Never ignore professional advice because of information on this website or calculator results.
  • If you believe you may be experiencing a medical emergency, seek urgent medical help immediately through local emergency services or a nearby hospital.

4) Tools & Calculators

Our calculators and tools provide reference and educational outputs only. They may be based on simplified assumptions or standard formulas and may not reflect your complete clinical context. Outputs must not be used as a substitute for clinical judgment, local protocols, or professional diagnosis.

5) Use at Your Own Risk

You use the Services at your own risk. We do not guarantee that content, estimates, or outputs will be accurate, complete, current, or suitable for your specific situation. We are not responsible for decisions you make based on the Services.

6) Eligibility / Minors

The Services are not intended for children under 13. If you are 13–17, you may use the Services only if permitted under applicable law and with appropriate supervision.

7) Limited License

Subject to your compliance with these Terms, BilalMD grants you a personal, revocable, non-transferable, non-exclusive license to access and use the Services for personal and non-commercial purposes.

8) Intellectual Property

All content on the Services—including text, graphics, templates, calculators, branding, logos, and design elements (“BilalMD Content”)—is owned by or licensed to BilalMD and is protected by intellectual property laws.

You may share links to our pages. You may not copy, republish, sell, or distribute substantial parts of BilalMD Content without prior written permission. Any permitted reuse must include clear attribution to BilalMD.com.

9) Acceptable Use

You agree not to:

  • Interfere with or disrupt the Services or security features
  • Attempt unauthorized access, hacking, or exploitation
  • Use automated scraping/crawling that burdens our infrastructure
  • Use the Services for unlawful activity or to infringe rights
  • Post or transmit abusive, misleading, defamatory, or harmful content
  • Harvest user data or attempt to deanonymize users

10) User Content (Comments / Submissions)

If comments, forms, or submissions are enabled:

  • You are responsible for what you submit.
  • You grant BilalMD a license to display, store, and moderate your submission.
  • We may remove content at our discretion (spam, promotion, abuse, misinformation, illegal content).

11) Third-Party Links & Services

The Services may link to third-party websites or tools. We do not control third parties and are not responsible for their content, privacy practices, or availability. Review their policies before using them.

12) Analytics, Cookies, and Advertising

We may use cookies and third-party services (analytics/ads) to operate, improve, and monetize the Services. Details and choices are explained in our Privacy Policy and consent controls (where applicable).

13) Warranty Disclaimer

The Services are provided “as is” and “as available.” We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Services will be uninterrupted, secure, or error-free.

14) Limitation of Liability

To the fullest extent permitted by law, BilalMD and its owners, contributors, and affiliates will not be liable for any indirect, incidental, consequential, special, or punitive damages, or loss of profits/data arising out of your use of the Services.

If liability cannot be fully excluded under applicable law, our total liability will be limited to the minimum amount permitted by law.

15) Indemnification

You agree to indemnify and hold harmless BilalMD and its owners/contributors from claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising from your use of the Services, your violation of these Terms, or your infringement of any third-party rights.

16) Enforcement & Termination

We may monitor for compliance and may suspend or terminate access to the Services at any time if we reasonably believe you violated these Terms, misused the Services, or posed a security/legal risk.

17) Notice & Copyright Complaints

If you believe content on the Services infringes your copyright, email realbilalmd@gmail.com with:

  • Identification of the copyrighted work
  • The URL of the allegedly infringing material
  • Your contact details
  • A good-faith statement and a statement of accuracy

We may remove content or restrict access where appropriate.

18) Governing Law

These Terms are governed by the laws of Pakistan. Courts located in Pakistan will have jurisdiction over disputes, except where prohibited by law.

19) Contact

Questions about these Terms: realbilalmd@gmail.com

Share